Ready to see how
much you qualify for?
Let's get started
Paying for a skid steer loader in full can tie up capital better spent on labor, marketing, or operational needs. Financing allows you to spread the cost over time, keeping your cash flow healthy and giving you room to grow.
Skid steer loaders are the backbone of many industries—construction, landscaping, agriculture, and more. Their versatility, compact size, and efficiency make them essential for completing jobs quickly and safely. But with costs ranging from $25,000 to $75,000 or more, many small businesses struggle to purchase this equipment outright.
That’s where affordable skid steer loader financing steps in.
At National Legacy Capital Group, we specialize in helping small and mid-sized businesses access the equipment they need—without draining their working capital. From flexible loans to leasing programs, we offer personalized financing solutions designed to support long-term growth.
Paying for a skid steer loader in full can tie up capital better spent on labor, marketing, or operational needs. Financing allows you to spread the cost over time, keeping your cash flow healthy and giving you room to grow.
According to Investopedia, equipment financing is a smart strategy for businesses that want to maintain liquidity while still investing in necessary assets.
Financing structures typically allow for predictable monthly payments, making budgeting easier. Whether you’re in a seasonal industry or growing rapidly, structured terms help ensure affordability.
When financed correctly, skid steer loaders may qualify for deductions under IRS Section 179, allowing you to write off the purchase price in the same year the equipment is placed in service.
Skid steer loader financing refers to a loan or lease arrangement where businesses can acquire the equipment they need without a large upfront payment. This enables access to vital equipment while preserving liquidity and financial flexibility.
Some common financing terms include:
This approach is especially valuable for small businesses that want to stay competitive but lack the capital to buy equipment outright.
We’ve worked with hundreds of small and mid-sized businesses across the U.S. to deliver custom financing solutions that match their budgets, timelines, and business models.
With a 91% approval rate, we’re proud to support businesses that might not fit the mold of traditional bank financing. Whether you're just starting out or expanding, we’ll assess your real potential—not just your credit score.
Need to get a project started fast? Our streamlined process allows some clients to be funded in as little as one business day after approval—keeping your operations moving without delay.
We understand that no two businesses are the same. Whether you want low monthly payments, seasonal flexibility, or interest-only options at the beginning of your term, our team can tailor a financing structure to suit your needs.
Own your skid steer from day one with a traditional equipment loan. These come with competitive rates and predictable monthly payments. Once the loan is paid off, you own the equipment outright.
Prefer more flexibility? Leasing allows you to use the skid steer with lower monthly payments and fewer upfront costs. This is a great option for seasonal businesses or those who frequently upgrade equipment.
According to SBA.gov, leasing is often the preferred route for small businesses looking to maintain flexibility without large capital investments.
A business line of credit offers access to capital on demand. Draw only what you need, when you need it—ideal for businesses with varying equipment needs or multiple concurrent projects.
These provide lump-sum funding with structured repayment terms. Whether you're buying a single loader or investing in your fleet, this option offers long-term affordability with minimal disruption to cash flow.
Getting started with National Legacy Capital Group is easy and fast. Here’s what the process typically looks like:
Our one-page application captures essential information about your business and equipment needs.
You’ll need:
In most cases, our team provides a tailored offer within 24 hours of receiving all necessary documents.
Once you accept the terms, funding can be completed in as little as one business day—so you can order your skid steer and get to work.
We believe financing should support your business—not strain it. That’s why we offer:
These flexible terms make it easier to manage cash flow while investing in the right equipment for your business.
Small businesses are the backbone of the American economy. We’re committed to offering right-sized financing for entrepreneurs and contractors who need dependable, affordable options.
Whether you’re a sole proprietor or growing regional player, we offer the expertise and tools to help you succeed.
Q: What are the interest rates for skid steer financing?
Rates vary based on your credit history, loan term, and equipment type. National Legacy Capital Group offers competitive, fixed rates tailored to your financial situation.
Q: Can I lease a skid steer instead of buying?
Yes. Leasing is a flexible option that typically requires lower monthly payments and offers upgrade potential.
Q: How fast can I get approved?
Most applicants receive a decision within 24 hours, and funding can occur as quickly as the next day.
Q: Do you work with startups or new businesses?
Absolutely. While approval is based on a variety of factors, we regularly work with newer businesses to find workable solutions.
Q: What’s required for the application?
A completed application form, recent business financials, and equipment specs are typically enough to get started.
Q: What kind of down payment do I need?
Down payment requirements vary, but we work to minimize this amount whenever possible to make financing more accessible.
Financing a skid steer loader doesn’t have to be complicated or expensive. At National Legacy Capital Group, we’re here to help you grow with smart, flexible, and affordable financing solutions.
Call us today at (858) 345-6338
Or contact us online to get started with a free consultation.
